RESOURCE LIBRARY
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Category: Insurance, Liability, and Licensing
Market Manager’s Checklist: Permits/Licenses/Certificates Required for Farmers Market Sellers
This three page checklist was developed specifically for New York farmers markets, listing the specific permits, licenses, or certificates required for all potential items sold at the market based on regulations specific to individual product types. While this checklist is specific to New York, it can act as a guide for any market to research and develop such a checklist based on regulations specific to a given market.
Suggested Sampling Guidelines (New Mexico)
Suggested step-by-step guidelines developed by the New Mexico Farmers Marketing Association to support the direct marketing of agricultural products through open-air farmers’ markets in New Mexico, as well as to protect the health and safety of the consumer.
Risk, Liability. and Insurance for Direct Marketers
A fact sheet targeted at farmers who market their products directly to consumers, providing guidance on risk management, liability, and developing an insurance program to meet the direct marketer’s needs. Although the document focuses on Wisconsin, it provides an overview of issues that any direct marketer should consider.
Canopy Safety 101
This tip sheet will help vendors and managers reduce property and injury risks associated with wind, trips and falls, and other canopy mishaps.
Guidelines for Providing Safe Food Samples at Farmers Markets
A helpful five page set of guidelines of hygeine for sampling various kinds of products, providing diagrams of portable handwashing stations and a self-inspection checklist.
A Guide to Managing Risks and Liability at California Certified Farmers Markets
Produced by the Small Farm Center in partnership with the USDA Risk Management Agency, this 16-page resource serves as a guide for safe and secure farmers market experiences for customers, vendors, and the community at large. The publication focuses on common risks associated with operating a farmers market in California and provides guidelines for managing those risks effectively to reduce the likelihood of potential liability.
Music in the Marketplace: An Introduction to Music Copyright Law
In order to enforce copyright laws, American composers, lyricists, and publishers usually join one of three performing rights organizations. This Palo Alto Area Bar Association article gives an overview explaining why businesses that play music and have performances are legally responsible for paying ASCAP, BMI, and SESAC license fees.
Pet Policy Overview (Portland Farmers Market)
This one pager provides an overview of a policy implemented by the Portland Farmers Market in 2009 to no longer allow pets (other than service dogs) at some of their markets. BEcause the new policy was controversial among customers, the document was created with legal counsel in order to present rational for the decision.
Insurance Tip Sheet
This handout is an introduction to purchasing insurance for a farmers market. Topics include market liability, product liability, and the kinds of questions you should become familiar with in order to purchase the right kind of insurance policy for your market.
Directors & Officers Insurance for Farmers Markets: What & Why
This two-pager gives an overview of Directors and Officers Insurance and its relevance for nonprofit farmers market organizations, providing examples of potential conflict scenarios and related legal costs that may be covered under a D&O policy.
